Benefits

We want to provide security to all Hill Yorkers and their families. We have compensation and benefit package that is one of the best in the mechanical contracting industry.

  • Medical Coverage
  • Dental Coverage
  • Vision Coverage
  • Basic Life and AD&D Provided through CIGNA
  • Voluntary Life
  • Long Term Disability Provided through CIGNA (Company Paid)
  • Health Advocate
  • PTO
  • Holidays

Medical Coverage (CIGNA)

Three Plan Options:

  1. Value plan (in-network only coverage)
  2. Open access plus in-network only plan (in-network only coverage) – EPO
  3. Open access plus plan (in-network and out of network benefits) – PPO
  • Direct access to network providers without a referral for all plans
  • Wellness Programs to enhance the health of our Team Members and their families

Dental Coverage (CIGNA)

Two Plan Options:

  1. Dental HMO:
  • Co-pays apply
  • $5 office visit
  • $0 periodic exam
  • $0 X-rays
  • Comprehensive unlimited benefits
  • No deductibles
  • Specialist care w/referral at co-pay level
  • Orthodontia benefits – children & adults
  • Unlisted codes are not covered
  • You can change your Primary Care Dentist as often as once a month
  • External bleaching per arch (new benefit)
  1. Dental PPO:
  • Calendar year deductible:
    Single $100 / $100
    Family $300 / $300
  • Calendar year maximum – $1500 / $1000
  • Preventative services – $100% / 90%
  • Routine X-rays and exams – no deductible
  • Basic services – 80% / 70% after deductible (diagnostic X-rays, fillings, oral surgery, endodontic and periodontal)
  • Major services – 50% / 40% after deductible (bridgework, crown, and dentures)
  • Orthodontia (not covered)

Vision Coverage

  • 100% employee paid
  • Vision exam – every 12 months – $10 copay
  • Materials – lenses and frames – $20 copay
  • Lenses – every 12 months
  • Frames – every 24 months
  • Elective contact lenses – in lieu of lenses and frames – $130 allowance
  • Allowance provided when out of network providers are utilized
  • Providers can be located at: www.cigna.com

 Basic Life and AD&D Provided through CIGNA

  • Offered to all Full-Time Non Union Employees who are participating in the policyholder’s medical plan*
  • Benefit:
    Office employees: flat $30,000 benefit
    field employees: flat $20,000 benefit
  • Age reduction schedule applies
  • Waiver of Premium included
  • Conversion included

* Employees who are not participating in the policyholder’s medical plan receive a benefit of $10,000.

Voluntary Life

100% Employee Paid Benefit:
Employee: 

  • Available in increments of $25,000
  • Up to $250,000
  • Guarantee issue = $50,000

Spouse:

  • Employee must elect voluntary life insurance
  • Cannot exceed 50% of employee’s amount
  • Available in increments of $5,000
  • Up to $125,000 if you apply within 31 days of eligibility
  • Guarantee issue = 50% of employee’s amount up to $25,000

Dependent:

  • Available in increments of $2,500 up to $10,000
  • No evidence of good health required

Long Term Disability Provided through CIGNA (Company Paid)

Disability Insurance is “Income Protection Insurance”
Income Protection Insurance pays a monthly benefit for a disability resulting from a covered injury or sickness benefit:

  • 60% of pre-disability earnings to a maximum of $1,000
  • Elimination period is 90 days
  • Definition of disability: two years
  • 3/12 Pre-existing condition

Flexible Spending Account (FSA)
Healthcare and Dependent Care Accounts administered by CIGNA

  • An FSA lets you set aside money for eligible expenses on a pre-tax basis thereby reducing your taxable income
  • There are two accounts available:
    Health Care Reimbursement Account = $5,000
    Dependent Care Account = $5,000

Health Advocate

Who is Health Advocate?

  • The nation’s leader in healthcare advocacy
  • They put the “personal touch” back into the healthcare System

What is Health Advocated?

  • Program that assists members in the medical plan to navigate through the healthcare system

Who is Covered?

  • Employees who participate in the employer sponsored medical plan
  • Spouse
  • Dependent children
  • Parents
  • Parent in laws

Ensures Privacy and Confidentiality!

Paid Time Off (PTO):

It is the policy of the Company to grant annual PTO to full time Hill Yorkers. We recognize that PTO is important to maintain a positive and productive work environment by allowing Hill Yorkers greater flexibility in scheduling time off for vacations, illness, appointments, family emergencies, and other such needs.

PTO is accrued or earned based on position classification, length of service and anniversary date.

Holidays

We Observe the Following Holidays:

  • New Year’s Day
  • Memorial Day
  • Fourth of July
  • Labor Day
  • Thanksgiving Day
  • Christmas Day